Services
Estate planning isn't just for the end of life. It's making sure that whatever you've built lands where you intend it to, with as little tax and friction as possible.
Without a plan, an estate gets settled by default rules: probate, taxes triggered at the worst time, accounts frozen, and a family left guessing what you wanted. Almost all of that is avoidable with decisions made while you’re alive and healthy.
For most of our clients the starting point is simple: beneficiaries set correctly, wills and powers of attorney in place, and insurance doing its part of the job. We review all of it against the plan, then coordinate with your lawyer to get documents that match.
If you’re incorporated, your corporation is probably your largest asset, and it doesn’t pass to the next generation by accident. Succession, a sale, a family trust, a holding company, an eventual wind-up: these are estate decisions as much as business decisions.
We plan them together, alongside your accountant and lawyer, so the structure serves the family outcome you actually want instead of the tax bill you’d get by default.
At this stage it's mostly about protection: making sure beneficiaries are right, wills and powers of attorney exist, and your family wouldn't face a financial mess on top of everything else. It's a short list, but an important one.
No, lawyers do. We design the strategy with you, then work with your lawyer (and accountant) so the documents match the plan.
Financial planning and insurance planning are provided through Millen Wealth Advisors. These are business activities separate from Portfolio Strategies Corporation, conducted with its approval. Mutual funds are offered through Portfolio Strategies Corporation, a member of the Canadian Investment Regulatory Organization (CIRO). No referral fees or other compensation are paid or received in either direction.