Interactive, illustrative calculators built specifically for the rules Canadians 30–45 actually face: the FHSA, RRSP, TFSA, and the household cash-flow math underneath them.
See how your First Home Savings Account could grow, how much tax you'll save on the deduction, and how much tax-free growth comes home with you.
Project your RRSP at retirement, the lifetime tax you'll defer, and the after-tax value at your expected retirement marginal rate.
Model TFSA growth, and the dollar gap vs. holding the same investments in a regular taxable account at your bracket.
Map gross income → tax → bills → savings to find your real monthly free cash flow and savings rate.
Project a Registered Education Savings Plan with the CESG match, including catch-up contributions and front-loading scenarios.
See after-tax value of vesting RSUs, the sell-to-cover impact, and the diversification-vs-hold decision.
Model exercise timing, the spread tax, the 50% deduction, and the $200K qualified / non-qualified rule.