­­­­­­­If you’ve ever felt uncertain about navigating investments or curious about the passive vs active investment strategies, this episode is for you.

At Millennial Wealth Advisors, our mission is to help you achieve your financial goals while navigating complex markets confidently.

Here’s a sneak peek at the topics we covered:

What Every Investor Should Know

The Real Role of Fund Managers

• Can professional fund managers reliably predict stock performance? We explored why most don’t—and what that means for your investment strategy.

The Importance of Evidence-Based Investing

• From equity to fixed-income funds, statistics show that fewer than 20% outperform benchmarks over time. Learn why evidence-based investing often delivers better results.

Why Index Funds Work—and When They Don’t

• We discussed the pros and cons of index funds and how factor-based investing can provide a more tailored approach to growth and risk.

The Power of Global Diversification

• Should you invest beyond the S&P 500? Discover how international diversification reduces risk while maintaining returns.

The Price of Market Timing

• Missing the market’s best days or months can drastically reduce your portfolio’s value. Staying invested, even in downturns, is critical.

Our Approach to Smarter Investing

We know investing isn’t one-size-fits-all. That’s why we guide our clients through three main strategies:

• Index-Based Investing: Low cost and globally diversified.
• Factor-Based Investing: Targeting small, value, and profitable companies for higher returns.
• Socially Responsible Investing: Aligning portfolios with personal values.

No matter your preference, we ensure every approach aligns with your financial goals and life priorities.

What’s Next for Your Investments?

If you’re curious about how these concepts can apply to your portfolio—or want to ensure you’re maximizing growth while minimizing risk—let’s talk!

👉 Schedule Your Financial Review

🎧 Listen Now
Hear all the detail on our latest episode: Passive vs Active - What’s the Best Investment Choice? Listen here.

Here’s to a successful and fulfilling 2025,

Guillaume Girard, CFA CFP | Sam Lichtman, CFP

‍Millennial Wealth Advisors

Disclaimer: Mutual funds are offered exclusively through Portfolio Strategies Corporation. Mutual fund investments are not guaranteed, as their values change frequently, and past performance may not be repeated. This message is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any mutual funds. Please consider your risk tolerance and financial situation before investing, as mutual funds carry various risks depending on the nature of the fund. You should read the applicable fund facts or prospectus document carefully before investing. For personalized advice tailored to your circumstances, please contact us directly.