Ep.011: Investment Frameworks the Industry Doesn't Want You to Know – My Lessons from the Inside

Summary

In this Millennial Money Canada podcast episode, Guillaume delves into Millen Wealth's investment philosophy, emphasizing the importance of aligning investment strategies with individual goals. He shares his personal journey into finance, discusses the significance of risk management, and contrasts institutional and retail portfolio management. The episode also covers key investment theories, including the modern portfolio theory, capital asset pricing model, and efficient market hypothesis, while advocating for adopting index and factor investing to build generational wealth.

Topics Covered in this Episode:

00:00 Introduction to Millen Wealth’s Investment Philosophy

02:27 Guillaume's Personal Journey in Finance

04:52 Understanding Investment Approaches: Passive vs Active

07:06 The Impact of the 2008 Financial Crisis on Personal Finance

09:31 Early Investment Experiences and Lessons Learned

12:16 Transitioning from Retail to Institutional Investing

14:50 The Role of Institutional vs Retail Portfolio Managers

17:49 Skepticism Towards Retail Portfolio Management

20:03 The Importance of Evidence-Based Investing

21:35 Foundational Theories of Investment: Modern Portfolio Theory

26:25 Understanding Modern Portfolio Theory

30:37 Exploring the Capital Asset Pricing Model

33:54 The Efficient Market Hypothesis Explained

40:48 Diving into Factor Investing

47:37 The Shift Towards Passive Investing

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Podcast YouTube Channel:
https://www.youtube.com/@MillennialMoneyCanadaPodcast
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Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-girard-cfa-cmt-cfp-08487170/
Sam on LinkedIn: https://www.linkedin.com/in/sam-lichtman/

Keywords

Investment philosophy, financial planning, index funds, factor investing, risk management, portfolio management, modern portfolio theory, capital asset pricing model, efficient market hypothesis, Fama-French model