Ep.003: Navigating the Mortgage Landscape in Canada with Matthew Shantz
Guillaume Girard, Sam Lichtman & Matthew Shantz talk mortgage trends, financial literacy & strategies for self-employed people in the Canadian housing market.
Summary
In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman welcome mortgage broker Matthew Shantz to discuss the current mortgage landscape in Canada. They explore various topics, including the importance of financial literacy, the impact of interest rates on the housing market, and strategies for self-employed individuals seeking mortgages. Matthew shares insights on reverse mortgages and the benefits of multi-generational living, emphasizing the need for proactive financial planning. The conversation highlights the importance of understanding mortgage insurance and preparing for upcoming mortgage renewals, providing listeners with valuable information to navigate their financial futures.
🎥 Content of this video
00:00 Introduction to Millennial Money Canada Podcast
03:26 Business Growth Strategies and Client Engagement
08:08 Podcasting Journey and Personal Development
08:50 Introduction and Meeting Sam
10:43 Building a Successful Team
13:51 Recent Changes in the Mortgage Space
19:07 Understanding Mortgage Regulations and Market Dynamics
24:17 Interest Rates and Their Impact
30:56 The Mortgage Renewal Cliff
36:25 Tactics of Major Players in the Mortgage Market
44:53 Navigating Renewal Options
47:21 Understanding Self-Employed Income
55:15 Exploring Reverse Mortgages
01:07:36 Innovative Housing Solutions for Retirement
🤝 Work with Matthew and his Team
Website: https://matthewshantz.com/
LinkedIn: https://www.linkedin.com/in/matthew-shantz/Instagram: https://www.instagram.com/the_matthewshantz/
🤝 Work with Millen Wealth Advisors
🌐 Book an intro meeting today 👉 mwadvisors.ca
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Podcast YouTube Channel:
https://www.youtube.com/@MillennialMoneyCanadaPodcast
TikTok: https://www.tiktok.com/@millennialmoneycanada?lang=en
Instagram: https://www.instagram.com/financialplannergui/
Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-girard-cfa-cmt-cfp-08487170/
Sam on LinkedIn: https://www.linkedin.com/in/sam-lichtman/
Keywords
Millennial Money, financial planning, mortgage landscape, real estate investment, interest rates, mortgage insurance, self-employed mortgages, reverse mortgages, multi-generational living, financial literacy
Podcast Transcript
Keep Listening to Millennial Money Canada
Unlock more insights tailored for millennials—tax-saving tips, account strategies, and practical advice for building wealth. Browse all episodes and keep the momentum going!
Ep.023: Costly Tax and Investment Planning Mistakes Made By Business Owners
Guillaume & Sam break down key business owner errors: salary vs dividends, notional accounts, lifetime capital gains exemption, and smart investment strategies.
Ep.022: Investment vs Insurance with Graham Bergsma
Guillaume Girard & Graham Bergsma discuss whole life insurance, client-focused planning, estate strategies,and using insurance for financial control and growth.
Ep.021: The Swiss Army Knife of Retirement Planning for High-Income Earners
Guillaume, Sam & Tatenda Mawoyo break down RCAs—how they work, who they benefit, tax perks, CRA scrutiny & how RCAs fit into wealth plans.
EP.020: How To Protect Your Data Against AI Threat Actors
Sam Lichtman & cybersecurity expert Brennen Schmidt break down today’s digital threats—plus how businesses can protect their data & defend against cyber risks.
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